The Global Growth & Income model is an asset allocation program which combines HCM’s Risk Management and Adaptive Leadership Asset Allocation systems. The ETF based model has a normal asset allocation target of: 75% equities (50% US Market, 25% Foreign) and 25% Bonds.

The Global Growth & Income Model also incorporates risk management strategies which allow HCM to, at the manager's discretion, increase money market and/or cash positions during weak and/or high risk market environments.