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Heritage Capital Management Why Consider Heritage Capital?
Key Facts about Heritage Capital Management:
HCM Focuses on Managing Risk
One of the primary focuses of our work is to manage the risk–reward environment of the market. In short, our objective is to keep accounts “in-line” with market conditions at all times. More about risk management.
HCM Focuses on the Leaders
In the investment selection process, our objective is to "own the best and ignore the rest." We incorporate an adaptive leadership strategy, which is designed to keep portfolios focused on market leaders in terms of individual stocks, asset classes, regions, and sectors.
More about adaptive leadership allocation strategies.
An Experienced Team
Heritage has a wealth of money management experience. Our chief investment officer has more than 19 years experience on the “firing line” – managing accounts in real time for clients through both good times and bad.
Three Types of Management Programs
Heritage Capital offers three different types of investment management programs:
HCM Believes In Communication Should you wish to receive these reports direct via email, please ask your HCM Representative to add your email address to our mailing list.
Finally, we believe that the degree of success you experience with our firm is directly proportionate to your understanding of the goals and objectives we strive to achieve. Toward this end, we provide both daily and weekend State of the Markets reports free to all clients via our reports.
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FAQ's About Heritage Capital Management
Frequently Asked Questions
Q: Is Heritage Capital Management Registered?
A: Yes. HCM is a Registered Investment Adviser with the United States Securities and Exchange Commission under the Investment Advisor Act of 1940.
Q: Is HCM Experienced?
A: Yes. Heritage Capital Management was founded in 1989. As of 3/31/2008, HCM manages money for over 900 client accounts. Mr. Moenning has over 19 years experience managing client assets.
Q: Are HCM’s Investment Programs Mutual Funds?
A: No. Our Investment Management Programs employ stocks, mutual funds, and ETFs as investment vehicles.
Q: Does HCM have Custody of my Account?
A: No. HCM is given Discretionary Authority to manage your accounts, but does not have custody at any time. Clients retain all rights of ownership. Specific mutual funds and life insurance companies or Trust Company of America, a custodial firm based in Englewood CO, holds physical custody of the assets.
Q: Can I Cancel the Program at any time?
A: Yes. You may cancel our service at any time by providing written notice to Heritage. However, as a new client we ask that you give the program a fair trial of two to three years.
Q: Is there anything else I need to know?
A: Yes. HCM’s programs are NOT SHORT-TERM investments. Investment returns and principal value will fluctuate. Investments in stocks, mutual funds, variable annuities, and ETF's may lose value. For more complete information including management fees, expenses, and risks, see our most recent Form ADV Part II. Please read the Investment Management and Authorization Agreement before employing our services.
Q: How do I get started?
A: See your Financial Advisor for assistance in completing our Investor Profile and the necessary documents.
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